Terms & Conditions

These Terms & Conditions ("Terms") govern your access to and use of the website operated by Cloverleaf Affiliates Ltd. ("we", "us", "our"). By using this website, you agree to comply with these Terms. If you do not agree, please refrain from using our site.

1. Scope of Use

This website is provided for lawful, informational, and business purposes. You agree not to use the site in any way that:

  • Breaches applicable laws or regulations
  • Harms, disrupts, or interferes with the site's functionality or security
  • Attempts to gain unauthorised access to systems, data, or accounts

2. Intellectual Property

All content on this site, including text, images, software, graphics, design, and trademarks, is owned by or licensed to us. You may view this material for personal use only. Any reproduction, modification, distribution, or commercial exploitation is strictly prohibited without prior written permission.

3. User Responsibilities

When using this site, you must not engage in conduct that could damage our reputation or impair other users' experience. Prohibited behaviour includes introducing harmful code, copying or scraping content, and misrepresenting affiliation with us.

4. Third-Party Links and Tools

Our site may contain links to third-party websites or tools. These are provided for convenience only, and we accept no responsibility for their content, security, or practices. Your use of such services is at your own risk and subject to their own terms.

5. Disclaimers

This website and its content are provided "as is" and "as available." We make no representations or warranties, express or implied, about the accuracy, completeness, reliability, or suitability of the site or its content.

6. Limitation of Liability

To the maximum extent permitted by law, we disclaim liability for any direct, indirect, incidental, consequential, or punitive damages arising from:

  • Use or inability to use this website
  • Errors, omissions, or interruptions in content
  • Any reliance placed on third-party links or tools

7. Indemnification

You agree to indemnify, defend, and hold us harmless from any claims, damages, liabilities, or expenses (including legal fees) arising from your misuse of the website or breach of these Terms.

8. No Guarantee of Availability

We do not guarantee uninterrupted or error-free access to the website. We reserve the right to suspend, withdraw, or restrict access to all or part of the site without notice.

9. Modifications to Terms

We may amend these Terms from time to time by posting an updated version on this page. Continued use of the website following changes constitutes acceptance of the revised Terms.

10. Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions will remain valid and enforceable to the fullest extent permitted by law.

11. Governing Law

These Terms are governed by the laws of Antigua and Barbuda, and you agree to submit to the exclusive jurisdiction of its courts in relation to any disputes.

12. Contact Information

For any questions or concerns regarding these Terms, please contact us at:

Last Updated: August 26th, 2025