Privacy Policy

This Privacy Policy explains how Cloverleaf Affiliates Ltd. ("we", "us", "our") collects, uses, discloses, and protects your personal data when you interact with our website. By using our site, you consent to the handling of your personal information as described below, subject to legal exceptions.

1. Collection of Personal Data

We may collect personal data directly from you when you:

  • Contact us by form or email
  • Register for services or updates
  • Communicate with us in any other way

We may also collect certain technical information automatically, such as IP address, browser type, and usage patterns.

2. Legal Basis and Consent

We only process personal data where lawful grounds exist, including:

  • With your consent
  • Where necessary to perform a contract
  • To comply with a legal obligation

Consent is required before collecting or processing your personal data unless collection is legally mandated. By contacting us or using our services, you consent to the provision and processing of your personal information.

3. Purpose of Processing

Your personal data is used to:

  • Provide and manage services
  • Respond to enquiries and requests
  • Improve our website and offerings
  • Comply with applicable laws and regulations

4. Disclosure of Data

We will not disclose your personal data without your consent unless:

  • The disclosure is necessary for the purpose for which the data was collected
  • We are required to comply with a legal obligation
  • It is necessary to engage trusted third-party service providers to deliver services on our behalf

Where third parties are engaged, they are bound by contractual obligations to maintain equivalent standards of data protection.

5. Data Storage and Security

We take measures to protect your personal data from:

  • Loss, misuse, modification
  • Unauthorised or accidental access or disclosure
  • Alteration or destruction

Protections include role-based access restrictions, encryption protocols, staff training, and system monitoring appropriate to the nature of the data and the risks involved.

6. Data Retention

We retain your personal data only as long as necessary to fulfil the purposes for which it was collected. Data may also be retained longer where required for legal, regulatory, or accounting purposes. Once no longer needed, your data will be securely deleted or anonymised.

7. Cross-Border Transfers

Your personal data may be stored or processed in jurisdictions outside Antigua and Barbuda. Where transfers occur, we ensure that appropriate safeguards are in place to maintain a level of protection equivalent to local standards.

8. Data Integrity and Accuracy

We take reasonable steps to keep your data accurate and up to date, with regard to the purpose for which it was collected and processed. However, you are responsible for ensuring the personal data you provide is accurate and current.

9. Your Rights

You have the right to:

  • Request access to your personal data
  • Request correction of inaccurate or incomplete data
  • Request erasure where legally applicable
  • Restrict or object to processing
  • Withdraw consent (where processing is based on consent)

10. Complaints and Concerns

If you have concerns about how we process your personal data, you may contact us directly at the details below.

11. Contact Information

For privacy-related enquiries, please contact:

Last Updated: August 26th, 2025